Housing Loan Information

Residential Home Loan Regulations (MAS)

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 60%
Stress Test Interest Rate 3.5%

Proudly Developed By United Venture Development (Silat) Pte Ltd

Developer: United Venture Development (Silat)
Developer License No: C1334
Company Reg No: 201818498C
Tenure: 99 yrs from 14 Aug 2018
Expected TOP: 15 May 2023
Expected CSC: 15 May 2026

It’s Easy to Find Us

We are open : 10:00 AM - 7:00 PM

  • ADDRESS

    Avenue South Residence

  • PHONE

    +65 6611 0046

  • EMAIL

    sales@theavenue-southresidences.com

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